Q: What should I do if I am injured in an automobile accident that was not my fault?

 

Answer:

 

If you have been in an accident, such as an automobile accident, that was not your fault, here are some tips on what to do:

 

  • 1. Exchange insurance information with the other driver at the scene of the accident. Under Arizona law, the other driver must give you their insurance information after an accident.

 

2. Write down the other driver's name, address, and telephone number.

 

3. If the accident occurred on public property, call the police immediately. The police will be able to prepare a police report that you can later use to help your case. The police may give the other driver a ticket, which will also help your case.

 

4. Seek medical treatment immediately following the accident. Your injury may be more severe than you realize.

 

5. Call our office as soon as possible so that we can give you legal advice and help you get your car repaired.

 

6. DO NOT discuss your injuries with any insurance company until you have spoken to an attorney.

 

 

 

INJURY CASES

 

"If you were injured in an accident that was not your fault, you are legally entitled to receive compensation for pain and suffering, medical bills, lost wages, and property damage"

FREE EVALUATION

 

If you have been injured in an accident that was not your fault, you are entitled to financial compensation for your pain and suffering, medical bills, lost wages and property damage. We have handled hundreds of personal injury cases and we help insure that our clients are fairly compensated for their injuries. We will gladly evaluate your injury case for free. If we do accept your case, it is because we honestly believe you are legally entitled to financial compensation for your injuries.

 

INJURY NOT SERIOUS?

 

Even if your injuries are not serious, you still may be entitled to financial compensation. Many of our clients have been compensated for minor injuries, such as bruises, cuts, scrapes and whiplash. We take all injury cases seriously and so should you.

 

CAN IS USE MY HEALTH INSURANCE TO GET MEDICAL TREATMENT?

 

Yes you can. When you go to a hospital or doctor after your accident, use your health insurance card like you would for any other doctor visit. Your health insurance company must cover your medical treatment as long as you have been paying your premiums and you pay your deductibles and co-pays. However, you need to make sure that the doctor or hospital accepts your type of health insurance, or you could be on the hook for those bills.

 

If you pay any medical bills out of your own pocket (such as a co-pay), you need to keep the receipt. That way, your attorney can make sure you get reimbursed by the auto insurance company for your payments.

 

Some health insurance policies have a right to be reimbursed for their expenses and will seek compensation from any legal settlement that you reach. Your attorney will know if your insurance company has a right to reimbursement and can make sure they get compensated from any settlement.

 

WHAT IF I DON'T HAVE HEALTH INSURANCE?

 

It can be very difficult for people who don't have health insurance to get the medical treatment they need. Usually, people without insurance will have to pay out of pocket for their doctor or hospital visits. However, those expenses can later be reimbursed by the auto insurance company in a settlement agreement. That is why it is important to always keep your receipts.

 

Also, there are some doctors who will treat you using a "medical lien." That means that you don't have to pay them immediately, but you will owe them the money. If your case eventually settles, your attorney will make sure the doctor gets paid back for the lien, and you won't be on the hook for the money. You should talk to an attorney regarding this issue.

 

ACT QUICKLY

 

It is important that you contact our office immediately after you have been injured. The longer you wait, the harder it is for us to prove that your injury was caused by the accident and not by something you did to yourself. We need to act immediately to gather the evidence we need to prove your case in court.

 

 

LEGAL DISCLAIMER: The materials in this web site are not legal advice and your use of these materials does not constitute nor form an attorney/client relationship with the Silva Law Firm, P.C.  Please do not send any confidential information to our office without prior authorization.  Contact us personally regarding specific advice for your particular case, because there is no substitute for professional legal counsel.